Welcome to Points Insider?
A no-nonsense blog devoted to the world of points, perks,
and programs that (maybe) reward your loyalty.
Spoiler: some do... many don’t. We proudly call out the standouts.
And we’re not shy about exposing the duds.
This blog was born from years spent behind the scenes in the loyalty industry. We’ve consulted on, designed, launched, and optimized programs for brands across the U.S. (and beyond). So when we say we know how this stuff works—we mean it. We’ve seen the data, written the fine print, and helped brands craft the offers you’re seeing in your inbox.
We’re here for you—the savvy consumer who wants to get the most out of every point, punch, and perk.
What can you expect?
Whether it’s points, cash back, memberships, or mystery perks, we take a deep dive into the most popular U.S. loyalty programs with:
Honest reviews. No sugarcoating (sorry ChatGPT), no brand interference.
Tips and tricks to maximize your earnings and savings.
The true value of your points and how much you need to spend to get something free.
The fine print decoded, so you don’t have to squint.
Loyalty news you can actually use, not just headlines.
Have more questions? Check out our FAQ’s.
And in (almost) every review, we’ll give our verdict on whether we think the program is Very Rewarding, Rewarding, Meh, or (sorry) a Pass!
